Sarawak Senior Citizen Health Benefit (SCHB) — Don’t Let Your RM500 Go to Waste
Did you know?
If you are a Sarawakian aged 60 and above, you are entitled to RM500 per year in cashless outpatient medical benefits under the Senior Citizen Health Benefit Sarawak (SCHB) — provided through the Kenyalang Gold Card (KGC).
The key point is simple:
👉 Unused benefits expire at the end of the year and cannot be carried forward.
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What is SCHB?
The Senior Citizen Health Benefit Sarawak (SCHB) is a Sarawak Government initiative that provides cashless outpatient medical treatment for eligible senior citizens.
Each eligible senior receives up to RM500 per year, which can be used directly at registered panel clinics and hospitals, without paying upfront.
Important:
The RM500 benefit is strictly for healthcare and is separate from other KGC discounts and privileges.
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RM500 Health Benefit — Key Details
Benefit Overview
• Programme: Senior Citizen Health Benefit Sarawak (SCHB)
• Annual Limit: RM500 per person
• Usage Method: Cashless
• Validity: 1 January – 31 December (same year)
• Unused balance: ❌ Not carried forward
What It Can Be Used For (at panel clinics)
• Outpatient medical consultations
• Basic medical treatments
• Basic dental services (e.g. tooth extraction)
• Vaccinations
• Other approved outpatient services
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Who Is Eligible?
You must meet all of the following conditions:
• Malaysian citizen
• Sarawakian with “K” status on MyKad
• 60 years old and above
• Household income RM7,000 or below per month
• Not covered by other similar healthcare schemes
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How to Apply for the RM500 SCHB Benefit
Step 1: Apply for the Kenyalang Gold Card (KGC)
You can apply via:
• Online: iSarawakCare
• In person:
• District Office
• Resident Office
Documents usually required
• MyKad
• Basic personal details
• Income declaration (if requested)
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Step 2: Register for SCHB (Very Important)
Having a KGC does NOT automatically activate the RM500 medical benefit.
You must register for SCHB separately:
• Visit Service Sarawak counters, or
• Go to designated SCHB registration locations
Once registered, your RM500 cashless medical benefit will be activated.
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How to Use the RM500 Benefit
1. Visit an SCHB panel clinic or hospital
2. Present your MyKad or Kenyalang Gold Card
3. Medical charges will be deducted directly from your RM500 balance
4. No upfront payment required
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Other Kenyalang Gold Card (KGC) Benefits
(Separate from the RM500 medical benefit)
Discounts & Privileges
• Discounts at partner merchants
• Groceries, food outlets, daily essentials
• Transport-related offers
Tip: Many discounts are not advertised — always ask the merchant.
Funeral Assistance
• Compassionate funeral aid of RM1,800 or RM3,000
(subject to policy phase or announcement)
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A Reminder for Seniors & Families
• The RM500 SCHB benefit is meant for early and preventive healthcare, not just emergencies
• Register early in the year to avoid delays
• Family members are encouraged to assist seniors with applications
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One-Line Summary
The RM500 healthcare benefit is not a promotion —
it is a right you already qualify for.
If you or your parents meet the criteria:
👉 Apply for KGC
👉 Register for SCHB
👉 Use the RM500 medical benefit every year.
